Anyone ages 18–85 can enroll individually, and children ages 3–17 can be added under child or family rates. Seniors already on Medicare qualify just as easily as young adults — there are no health questions and no medical exam required. Some plans are Guaranteed Issue plans.

Some plans cover three benefit categories in one policy: But each plan, plan type and plan benefits vary by insurance carrier, state, and zip code.

• Dental — preventive (exams, cleanings, x-rays), basic (fillings, extractions), and major services (crowns, bridges, dentures, root canals)

• Vision — eye exams, refractions, eyeglasses, and contact lenses

• Hearing — hearing exams, hearing aids, and repairs/supplies

It depends on the insurance carrier plan, plan type, which may vary by state and zip code in your service areas: Some plans may provide

• No waiting period — Preventive dental for (cleanings, exams, x-rays) and basic dental (fillings, extractions) with Next Day Coverage
  

• Vision eyeglasses and contact lenses some plans may provide a defined % percentage for Next Day coverage and thereafter provide a progressive increase benefit such as 6, 12, or 24 months.
  

• Major dental (crowns, dentures, root canals) and hearing aids some plans may provide a defined % percentage for Next Day coverage and thereafter provide a progressive increase benefit such as 6 and 12 months.

Yes. but it depends on the insurance carrier, plan type, benefit level, which may vary by state, and zip-code which defines your service area.

• For example, some insurance carriers plan type provides a family rates that cover you, your spouse, and up to 3 children under a single premium. Additional children beyond three are charged the standard child rate (month depending on benefit level).
  

• Or a parent with just one child pays the individual rate plus a single child rate — no need to purchase a full family policy

You can use any licensed Dentist provider — in-network or out-of-network, anywhere in Pennsylvania.

• The Careington Maximum Care PPO Dental Network is now available and can help stretch your annual benefit maximum further through discounted rates offered by certain insurance carriers.
  

• The are approximately over 650,000 providers with-in the 50 states as well as Mexico who participate with some of insurance carriers.
  

• It is entierly voluntary which insurance carrier you choose. You are never required to switch providers.
  

• Check for your Doctors here

This is one of the most important windows to enroll. Adults

55–64 transitioning off employer coverage face a gap before Medicare eligibility — and Medicare won't cover dental or vision anyway. Pennsylvania's pre-Medicare population in this age band totals over

1.7 million people (838,568 men + 870,327 women), many of whom are under insured for these exact benefits. Locking in now also means reaching the higher percentage tier if any major dental needs arise.